‘Conduire par MAIF’: a mobile app dedicated to learner drivers' training and road safety
Partner: MAIF
Country: France
Industry: Insurance
Year: 2019
Challenge
French 5th largest car insurer and 1st insurer in the voluntary sector, MAIF covers all the needs of more than 3 million members. In 2017, the MAIF group achieved a turnover of 3.5 billion euros.
Always looking for the best means to fight prevent road risk, MAIF wanted to support young drivers with a tool in line with a new generation of connected drivers. The insurance carrier's objective was to create a digital learning booklet, coupled with a simple and intuitive driving guide available on a smartphone. Such a system would allow MAIF to help learner drivers improve their driving behaviour by raising their awareness of road safety and the virtues of eco-driving, but also to build the loyalty of these future drivers who will need to insure their vehicles.
Solution
MAIF therefore naturally called on DriveQuant services, with whom the group had already collaborated on the development of the world’s first per-minute auto insurance program through its subsidiary Altima by MAIF. DriveQuant has thus been able to develop a mobile white label application called “Conduire par MAIF” ("Driving by MAIF"), embedding its technology for collecting and analysing driving data based on the driver’s smartphone.
The learner driver installs the app on his smartphone (Android or iOS). Then it automatically detects motorised trips, collects driving data, and analyses driving style taking into account road contexts. This analysis includes two scores: a safety score that is based on the number of risk events detected (braking and sudden accelerations, adherence loss limits), and an eco-driving score (energy efficiency) that compares fuel consumption and pollutant emissions with the « ideal driving style » on the same route.
The app also acts as a digital learning booklet, since all journeys are saved and compiled to track the driver’s progress. Personalised advice based on driving events (written by driving school instructors) is sent via the app after each trip. Finally, several fun features are available to engage users: regular challenges and a collection of personal badges.
Results
A very popular app among its users
Driving tips written by professionals
The app is now public after a successful test phase
This innovation is the result of research and work carried out with 700 testers over a one-year period. Following the success of this test, MAIF decided to generalise its usage.
Emmanuel MICHEAUX
Project Manager - Offers and Services - IARD
MAIF Group
Our starting point was that young drivers are unfortunately involved in many serious personal injuries on the roads. We have therefore decided to take action to prevent this risk by offering a connected solution, in line with the new uses of our policyholders’ children. “Conduire par MAIF” was generalised after a successful test phase. DriveQuant, which had already collaborated with our subsidiary Altima, appeared to be the ideal partner to develop this mobile app.
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