We use the fundamental laws of physics combined with data science to measure road risk.
Safety
We measure safe driving with a simple and universal approach that considers vehicle dynamics, vehicle characteristics and contextual driving conditions.
Our platform identifies driving events that reflect a policyholder's driving styles including hard brakings and harsh accelerations with several levels of severity. It also assesses road adherence that is the adherence coefficient between the tire and the road.
Phone distraction
Using a smartphone while driving significantly impairs the driver's focus on the road and extends their reaction time.
Our distraction score precisely measures the driver's use of smartphone. The DriveKit SDK identifies phone manipulations, phone calls, and the utilization of the audio system during a call.
Eco-driving
We have developed a measure of driving efficiency in order to help drivers reduce their fuel consumption without increasing the trip duration.
Our approach compares the measured driving speed with an optimal speed profile. The eco-driving score represents the difference between the energy consumed and the minimum energy achievable for each trip.
Driver profile
Driver coaching
Crash detection
All-in-one mobility solution
Driving scores for Pay-How-You-Drive programs
Our platform provides three reliable driving scores for each trip: safety, phone distraction and eco-driving.
It also performs statistical processing and maintains a history of driving scores to identify with high accuracy the policyholder's driving profile.
All these driving indicators are critical for Pay-How-You-Drive programs.
A fun and pedagogical approach to make drivers safer on the road
Driving scores delivered by our SDK are shared with drivers after each trip for road safety purposes. For at-risk drivers, our SDK offers in-app coaching based on their driving profile and driving style.
Insurers can use our telematics platform to organize road safety initiatives to reduce distracted driving or to promote eco-driving practices to their policyholders.
Protect drivers with a life-saving feature
In addition to our driver behavior analysis, the DriveKit SDK offers crash detection. The service relies on the phone's sensors to identify collisions.
When a driver is involved in a car accident, an alert is sent to the insurer's platform. The insurer can take the right decision based on the crash data and send emergency services or roadside assistance depending on the severity of the crash.
Measure all forms of mobility with smartphones
Our platform has been trained to detect when policyholders are driving their car or using other modes of transportation such as bike, train or bus. This identification is performed based on data collected by the smartphone's sensors.
The movement of a vehicle is governed by the laws of fundamental physics.
For analyzing driving behavior, we take into account crucial variables that describe the vehicle's motion, employing physical models in the process.
We have designed clear and fair driving scores and driving indicators in order to educate drivers and to promote a sustainable driving style.
Reliable
Our platform analyses the signals recorded by the smartphone's sensors. It corrects them if necessary in order to build reliable and simple indicators that can be correlated with road risk. It processes data from several thousand smartphone models spread over the 5 continents.
Explainable
Our driving scores are based on scientific and physical models. We use fundamental relationships that explain the link between driving style observed by speed measurement and road risk or fuel consumption. This is a transparent approach that simplifies the exploitation of our data.
Contextualized
We consider contextual trip conditions, including weather and road type, as parameters that the driver cannot control but are utilized to contextualize their scores. Our models also factor in vehicle characteristics.
Rich
Our behaviour analysis is the most advanced solution on the market. The DriveKit SDK captures all types of driving events: harsh brakings, hard speedings, fuel consumption and distracted driving. Our driving analysis is performed based on more than 200 driving indicators collected for each trip.
Simple
We provide insurers documented application programming interfaces (APIs) to access data from their drivers or driver groups. It is possible to access raw data, driving indicators as well as statistical and historical aggregations of driving data.
Flexible
DriveQuant's driving scores and contextual indicators are extensive and specific. We help insurance companies incorporate these scores into their underwriting models to launch connected car insuranceprograms.
DriveQuant, a French insurtech company active in more than 10 countries worldwide, specializes in providing smartphone-based telematics solutions to make roads safer and reduce the environmental footprint of mobility.
DriveQuant is SCOR's strategic partner to help insurers develop and launch connected car programs.
