Assurance

Connected insurance made profitable

Smartphone telematics is a reliable and cost-effective technology to support your connected insurance programs (Pay-As-You-Drive and Pay-How-You-Drive) and your road safety initiatives.

Reliability

Measure road risk

Road safety program

Protect drivers

Road safety program

Launch digital prevention programs

Indicator

Engage your community

Insurance industry | DriveQuant

Reliable and efficient technology

  • 100% smartphone
  • Out-of-the-box app or SDK
  • Up to date documentation (API, SDK)
  • Support by experts

Thanks to our telematics platform, insurers can measure their customers' driving behavior.


Our driving indicators are based on data from mobile phone sensors, the laws of physics and machine learning. This enables us to provide objective driving scores that are representative of road risk.


To deploy our solution, insurers can integrate the DriveKit SDK directly into their application or customise our white-label application.

 
Unlike traditional telematics solutions such as boxes, smartphone technology avoids the problems associated with routing and logistics, which impact on the profitability of an offer.

Speed up claims management

  • Crash detection
  • Personalised assistance
  • First-Notification-Of-Loss (FNOL)
  • Fraud detection

Be notified within seconds when one of your policyholders is involved in a road accident thanks to our accident detection service.


Your operators will be notified less than 20 seconds after the collision. They'll be able to make the best decision: send emergency services or a breakdown service, depending on the severity of the impact.

Engage policyholders with innovative features

  • Road safety programs
  • Driving challenges
  • Coaching
  • Eco-driving

In addition to our services for measuring and analysing driving behavior, our connected services enable you to carry out 100% digital road safety initiatives.


Encourage your customers to adapt their driving behavior over the long term with our driving challenges service and in-app driving coaching.

Reliable and clear driving scores

  • Usage-based insurance (Pay-As-You-Drive)
  • Behavioural insurance (Pay-How-You-Drive)
  • Distracted driving detection
  • Eco-driving and fuel economy

Our telematics platform collects data from mobile phone sensors (GPS, inertial unit, accelerometer) and transforms it into driving indicators that are representative of road risk.


Our solution offers three driving scores for each trip made: a safety score, a distraction score and an eco-driving score. You are free to use the score or scores that interest you.

 

To engage users and encourage them to sign up to the programme, the scores can be consulted in the application a few seconds after the end of the journey. In this way, users are confronted with their real driving style.

How do insurers use our platform to implement Pay-How-You-Drive programs?

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Measure phone distraction in your community

Reducing distracted driving is a top priority for insurers as it causes many accidents. With our telematics platform, insurer can quickly identify the most distracted drivers and enroll them in prevention programs.

thumb article phone distraction

DriveQuant is SCOR's strategic partner for connected insurance programs

DriveQuant & SCOR have partnered to offer insurers a turnkey solution for launching their Pay-How-You-Drive program. Insurers can benefit from:

 

  • SCOR's reinsurance capacities,

  • DriveQuant's leading smartphone telematics technology.
SCOR THUMB

over 10

usage-based and behavior-based insurance programs

2 months

on average to deploy a product on the market

- 30%

of distracted driving after the implementation of the solution

20%

less hard brakings after two months

Our case studies

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