Assurance

Connect drivers to transform auto insurance

Are you looking for a reliable, cost-effective technology that can be deployed on a large scale to launch your connected car insurance? Then smartphone telematics is the solution you need!

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Reliability

Simplicity

Indicator

Scoring and analysis of driving behavior

Claims management

Accurate data for claims management

Value-added driving services

Value-added services for policyholders

Insurance industry | DriveQuant

Reliable and efficient technology to launch new products faster

  • 100% smartphone
  • Out-of-the-box app or SDK
  • Rich documentations (API, SDK)
  • Support by experts

Our smartphone-based technology is the perfect tool for the deployment of connected insurance. Forget about all the compatibility, deployment and maintenance issues that typically compromise the profitability of traditional telematics offers.

 

Our technology can be configured and installed via a white label mobile application or via an SDK (DriveKit) to be integrated into your app. 

 

Depending on your needs, we can combine simple and affordable connected devices (iBeacon) to simplify vehicle identification.

 

On average, we observe a time to market of about two months for a new connected insurance product.

Rich and multi-purpose scores for all types of offers

  • Usage and behavioral insurance
  • Fair and objective scoring
  • Distracted driving measurement
  • Eco-driving and fuel economy

Smartphones are equipped with powerful and accurate sensors (GPS, inertial measurement unit). We collect data from these sensors to transform them into driving style indicators.

 

We combine signal processing, physical laws and data science to produce reliable and simple scores to assess the road risk, and to help you to improve your underwriting models.

 

Driving scores are used to implement prevention initiatives and environmental responsibility programs.

Simplify and streamline claims management with smartphone data

  • Accident detection
  • Automated assistance
  • Claim file opening (FNOL)
  • Accident reconstruction

Our smartphone-based solution is 100% efficient. If you have specific needs such as mileage tracking for UBI insurance, our technology can be combined with a connected device (iBeacon or box). It provides valuable insights that save time, money and limit the risk of fraud by improving your claims handling performance: automatic collision detection, emergency call and roadside assistance, FNOL, accident reconstruction.

 

We issue pre-filled reports to help you to better understand the accident with contextual data: acceleration, duration, severity, impacts, direction, speed, time, weather conditions.

Enhance customer loyalty by offering more services to your policyholders

  • Prevention and personalized tips
  • Rewards and gamification
  • Real-time assistance
  • Vehicle monitoring and maintenance

Add innovative driver services to your connected car insurance program. Keep your policyholders proactive, loyal and engaged.

 

By sharing their driving data, they can get premium discounts and fairer pricing. More engaged drivers also mean safer drivers on the roads. It benefits both the insurer and the insured. Other benefits include rewards, discounts through partner networks (maintenance, repair...).

How are insurers using our mobile telematics solution to offer Pay-How-You-Drive?

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over 10

usage-based and behavior-based insurance programs

2 months

on average to deploy a product on the market

- 30%

of distracted driving after the implementation of the solution

20%

less hard brakings after two months

SCOR & DRIVEQUANT offer you the best of connected insurance

Launch your connected insurance program with us to benefit from :

 

  • SCOR reinsurance capacities,

 

  • DriveQuant leading smartphone telematics technology.
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Did you know?

Our research demonstrated that drivers that adopt eco-driving are also the safest drivers. By implementing our mobile telematics solution with our coaching service, not only do you enhance the safety of your drivers on the roads, but you also help them save money.

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