Assurance

Connected insurance made profitable

Smartphone telematics is a reliable and cost-effective way to launch and grow connected programs that deliver new value to drivers.

Reliability

Measure road risk

Smartphone-based crash detection

Detect car crashes

Make roads safer with road safety programs

Improve road safety

Indicator

Engage your community

Insurance industry | DriveQuant

Reliable and efficient technology

  • 100% smartphone
  • Out-of-the-box app or SDK
  • Up to date documentation (API, SDK)
  • Support by experts

Based on our driving analysis platform, insurers get an accurate understanding of their customers' driving behavior. Our driving insights are objective because they are based on data collected by smartphone sensors, the laws of physics and machine learning.


To deploy our solution, insurers can integrate the DriveKit SDK directly into their application or customise our white-label application.

 
Unlike traditional telematics devices such as boxes, smartphone telematics is a software-based solution. It's easy to launch at a large scale and doesn't require complex logistics. 

Speed up claims management

  • Mobile-based crash detection
  • Connected assistance
  • Pre-filled First-Notification-Of-Loss (FNOL)
  • Fraud Detection

Operators providing assistance are alerted in less than 20 seconds after a collision is detected. Using the crash data, they can proactively dispatch emergency services or roadside assistance depending on the severity of the impact.

Reduce dangerous driving behaviours

  • Road safety programs
  • Driving challenges
  • Personalised Coaching
  • Eco-driving

Target agressive drivers with road safety programs in order to reduce dangerous driving behaviours.

Driving challenges are an effective tool to promote safer driving and eco-driving.  Personalised coaching helps drivers identify their weaknesses and adopt safer driving habits.

Reliable and clear driving scores

  • Usage-based insurance (Pay-As-You-Drive)
  • Behavioural insurance (Pay-How-You-Drive)
  • Distracted driving detection
  • Eco-driving and fuel economy

Our driving analysis platform analyses data collected by mobile phone sensors (GPS, inertial unit, accelerometer) and transforms it into driving insights that are representative of road risk.


Our solution provides three driving scores for each trip made: a safety score, a distraction score and an eco-driving score. You are free to use the score or scores that interest you.

 

To engage users, the driving scores are available in the application within seconds of the end of a trip for users, and in the web Dashboard within seconds of the end of a trip for insurers.

Customer Story: A successful connected program to insure high-risk drivers

Video cover

Measure phone distraction

Reducing distracted driving is a top priority for insurers as it causes many road accidents. Our telematics platform allows insurers to assess the extent of this dangerous behavior in granular detail.

data driven study on phone distraction

Looking for a reinsurer?

DriveQuant and SCOR provide insurers with a turnkey solution for launching Pay-How-You-Drive and Pay-As-You-Drive programs. Through our partnership, insurance companies combine SCOR's reinsurance capacities with DriveQuant's expertise in mobile telematics.

SCOR THUMB

over 10

usage-based and behavior-based insurance programs

2 months

on average to deploy a product on the market

- 30%

of distracted driving after the implementation of the solution

20%

less hard brakings after two months

Our case studies

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